So, you heard about the popularity of the Crypto.com card and became curious about how great it is. The short answer is that it is an excellent crypto card with great benefits. But if you want a detailed answer, read along with this Crypto.com card benefits review to learn them all. We’ll also discuss its different types and some limitations. So, let’s get into the details.
The Crypto.com card is a prepaid VISA debit card that can be loaded in fiat and cryptocurrencies. It is linked with a Crypto.com account, enabling users to spend their crypto worldwide without converting it into fiat or cashing out. So, you can use the card for multiple purposes, like shopping, transactions, payments, subscriptions, and more.
Since you don’t need to convert the crypto into fiat before using it, the card automatically converts it on your behalf, allowing you to make instant transactions. Remember, it converts it according to the current market value, so keep a vague idea about the market price to understand whether the product falls under your budget.
The card is also famous among over 80 million registered platform users, and the reason is mainly due to the card’s multiple perks. So, let’s take a quick look at the crypto.com card benefits review.
Before we get into the crypto.com card benefits review, let’s discuss how you can obtain it. The signup process is simple and relatively quick. Follow the steps below to get your metal card in a shot duration:
Crypto.Com VISA cards are categorized into five different categories. Each category has its perks according to a person’s usage and budget. The lowest category is Midnight Blue, while the highest type is Obsidian. Below are the highlighted perks of each type in our Crypto.Com card benefits review.
Now, it’s time for the crypto.com card benefits review. Below, we’ve discussed the top perks of the card that you will get on the platform.
You will receive rewards when you stake CRO or purchase using the Crypto.Com card above the Ruby Steel category. Usually, the higher-level cards are a better choice since the lower two tiers have monthly caps. However, these rewards encourage people to stake and purchase more. A quick recap of these rewards is as follows:
Each card provides free monthly subscriptions on streaming platforms like Netflix, Amazon Prime, and Spotify. These reimbursements are different for each card type. However, they cover a specific limit, around $14 for Netflix and Spotify and $15 for Prime.
Ruby Steel supports only the Spotify subscription for six months. On the other hand, Jade Green /Royal Indigo also support Netflix with Spotify for six months. The other two (Frosted Rose Gold, Obsidian, and Icy White) have unlimited support and include Amazon Prime in the plan.
You can conveniently make crypto payments worldwide using the card. The card connects to your digital wallet and automatically converts the crypto coins to fiat currencies of that particular region. So, let’s say you buy something in the US using a card. It doesn’t matter if you have BTC, USDT, LTC, or DOGE in your wallet. The purchase will always be in USD.
One of the significant advantages of the Crypto.Com card benefits review, you don’t need to worry about paying additional charges like maintenance fees. Several cards charge you monthly or yearly maintenance fees, which only adds to the misery. However, each of Crypto.Com card doesn’t have such billing.
You can also cash out the crypto from any ATM around the world. On the one hand, the withdrawal limits are high enough; on the other hand, the platform offers a part of the withdrawal free of charge every month. Below is the breakdown of the free withdrawals according to the card type:
After you reach your limits, each ATM withdrawal will cost you a 2% fee for every transaction. So, even the fee is not that high and doesn’t refrain users from going to ATMs.
The top card categories grant you a special LoungeKey, unlimited access to relaxing airport lounges. It is accessible to more than 1,100 lounges from 500+ airports. Although some other credit cards offer access to even better airport lounges, they charge a hefty annual fee.
Furthermore, you can get spending credits from the top two cards (Gold, White & Obsidian) on platforms like Airbnb and Expedia. These credits are 10% of purchases. But the monthly limit is $100 for Airbnb and $50 for Expedia.
Although the Crypto.Com cards provide multiple benefits, it also has some limitations. A few of them are discussed below:
Crypto.Com VISA cards have gained quite an audience due to multiple perks. They offer sufficient card limits, premium subscriptions, airport lounge access, no maintenance fee, and free ATM withdrawals. Although it also has some limitations, each type is overall a decent pick. So, if you find this Crypto.Com card benefits review helpful, go and apply for the card.
There are always other great alternatives, such as the PlasBit card, so you can always research before choosing your card provider.